Many members that are struggling financially today are not members you are aware of until it is too late!

Did you know?

• People struggle with their finances for 3 years before filing bankruptcy or going on a Debt Management Plan (DMP)
• 50% of bankruptcies come as a surprise to credit unions
• 55% of people that file bankruptcy had no idea there was an alternative solution

Help Members Achieve their Financial Goals

The success of America’s credit unions is built on service. And the vision of the credit union is to help members reach their financial goals. It is for these two simple, yet powerful, objectives that credit unions trust Accel to provide members with the very best financial counseling services available.

Differentiate Your Credit Union

Accel not only enhances the financial well-being of members, but this unique service also offers participating credit unions the opportunity to differentiate themselves from other financial institutions. By providing Accel to the entire membership, their dependents and the credit union staff at no cost to them, credit unions truly can become the source for all members’ financial needs.

Members turn to Accel for assistance with:

• Personal and family budgeting
• Issues that cause them to be declined on a loan
• Understanding their personal credit report and how to improve their score
• Setting and achieving financial goals
• Reconciling a checkbook
• Personal money management
• Solutions for debt repayment
•  Avoiding bankruptcy, foreclosure and repossession

Main Values When You Partner with Accel

• Return on Investment
  The program more than pays for itself in reduced loan losses due to charge off and bankruptcies
• Service and Mission
  Accel provides credit union staff and members a premier financial education program that helps them reach their financial goals
• Loyalty and Long-term Revenue
  Accel will help create better, more credit worthy members that will return to the credit union for their next loan. All loan declines, risk based pricing, and courtesy pay issues are opportunities to help members improve their financial position.

Accel is a Value-Added Benefit to Members

Members appreciate the service because they enjoy unlimited access to Accel counselors without paying anything – it’s free! And credit unions love the service because it provides value to members, generates new business, and helps protect the bottom line from losses due to charge-offs and bankruptcies.